What are your Life Insurance Options?
Life insurance is essential insurance coverage for your loved ones. Not only does it give you peace of mind in knowing you are protecting your family in the unfortunate event if something happens. The exact type of life insurance that you will need will depend on your precise circumstances. For example, if you are just out of college a convertible term policy may make sense until you get established in your career, then later on you can convert to a whole life plan that builds up a cash value. If you need to, you may be able to tap into its cash value. This is why it's important to speak with an agent at Kenosha Insurance.
REMEMBER YOUR LIFE INSURANCE THRU WORK IS NOT PORTABLE, if you leave it expires.
Life insurance is meant to provide your beneficiaries with an easy way to cover their living expenses after you have passed. Death Benefits are paid to beneficiaries tax free as long as a business does not pay the premiums.
Convertible term insurance is affordable, and can be converted without having to prove insurability down the road into a permanent policy. However after the term runs out, the policy expires.
We even have a life insurance company that lets you do the entire application on your smart phone.
Types of Life insurance:
5, 10, 15, 20, & 30 year terms
Whole Life Insurance
Universal Life Insurance
Indexed Universal Life Insurance
There are so many life insurance options It's important to speak with a qualified life insurance agent to explore your options. If you would like to talk with an agent today who can help you with your life insurance needs, please contact Kenosha Insurance.